Net Worth Calculator

Track your assets and liabilities to calculate your total net worth. Add items, see visual breakdowns, and save your data for future reference.

Assets

$0
Cash & Savings $0
Investments $0
Real Estate $0
Vehicles $0
Other Assets $0

Liabilities

$0
Mortgage(s) $0
Auto Loans $0
Student Loans $0
Credit Card Debt $0
Other Debts $0

Frequently Asked Questions

Net worth is calculated by subtracting your total liabilities from your total assets. Assets include cash, savings, investments, retirement accounts, real estate, vehicles, and valuables. Liabilities include mortgages, auto loans, student loans, credit card debt, and other debts. The formula is: Net Worth = Total Assets - Total Liabilities.

A good net worth varies by age and income. A common benchmark is having a net worth equal to your annual salary by age 30, three times by 40, and six times by 50. However, the most important factor is that your net worth is growing over time. Focus on increasing assets and reducing liabilities consistently.

Include all assets you own: cash and savings accounts, checking accounts, money market accounts, stocks, bonds, mutual funds, retirement accounts (401k, IRA), real estate (home equity), vehicles (current market value), jewelry, collectibles, and any other valuable items. Use current market values, not purchase prices.